Golden, creamy, and topped with crispy bacon and melted cheese, Loaded Scalloped Potatoes are the ultimate comfort food. Whether you’re hosting a family holiday meal or just want something rich and satisfying on a cozy night in, this dish delivers layers of thinly sliced potatoes baked in a velvety sauce with smoky, savory toppings. One bite and you’ll understand why it’s a crowd-pleaser every single time.
This version takes traditional scalloped potatoes up a notch by adding sharp cheddar, crispy bacon crumbles, and a hint of garlic for extra depth. The bubbling cheese sauce seeps between every layer of tender potato, while the golden top adds irresistible texture. It’s indulgent, satisfying, and goes with just about everything—from roasted meats to simple greens.
What Kind of Potatoes Work Best for Loaded Scalloped Potatoes?
For the creamiest, most melt-in-your-mouth results, go with Yukon Gold or Russet potatoes. Yukon Golds have a buttery flavor and hold their shape beautifully when baked, while Russets break down just enough to give that classic creamy interior. Slice them thin—about 1/8 inch—for even cooking and tender layers.

Ingredients for the Loaded Scalloped Potatoes
Potatoes – The star of the show. Thinly sliced Yukon Gold or Russets create layers that absorb the cheesy sauce while becoming fork-tender in the oven.
Heavy Cream – For a rich and luscious base that coats the potatoes with every bite.
Cheddar Cheese – Adds sharp, melty goodness that ties everything together. Go for freshly shredded for better melt and flavor.
Garlic – A couple of cloves minced into the cream sauce infuses a subtle depth that cuts through the richness.
Butter – Helps make the roux and adds a silky texture to the sauce.
Flour – Just a little to thicken the sauce into a creamy dream.
Milk – Balances the heaviness of the cream and creates a smooth, pourable sauce.
Bacon – Crispy, crumbled bacon takes this dish from simple to loaded.
Chives or Green Onions – A fresh finish that brings color and a mild bite.
Salt & Pepper – Essential seasonings to bring out the best in every layer.
How To Make the Loaded Scalloped Potatoes
Step 1: Preheat and Prep
Set your oven to 375°F (190°C). Grease a 9×13-inch baking dish with butter or nonstick spray. Peel and thinly slice the potatoes to about 1/8-inch thickness using a mandoline or sharp knife. Set aside.
Step 2: Make the Creamy Cheese Sauce
In a medium saucepan over medium heat, melt the butter. Add minced garlic and stir for about 30 seconds until fragrant. Whisk in flour and cook for 1 minute to create a roux. Gradually add the milk and heavy cream, whisking constantly to avoid lumps. Simmer until thickened slightly, then remove from heat and stir in shredded cheddar cheese. Season with salt and pepper to taste.
Step 3: Assemble the Layers
Arrange half of the sliced potatoes in the bottom of your baking dish, overlapping slightly. Pour half of the cheese sauce evenly over the potatoes. Repeat with the remaining potatoes and top with the rest of the sauce.
Step 4: Bake Until Golden
Cover the dish with foil and bake for 35 minutes. Remove the foil and continue baking for another 25-30 minutes, or until the top is golden brown and the potatoes are fork-tender.
Step 5: Add the Final Toppings
Remove from oven and sprinkle the top with crumbled bacon and freshly chopped chives or green onions. Return to the oven for another 5-7 minutes to warm the toppings slightly. Let it rest for 10 minutes before serving for best texture.
How to Serve and Store Loaded Scalloped Potatoes
These cheesy, bacon-packed scalloped potatoes are rich enough to stand on their own, but they also shine as a side dish. Serve them alongside roasted turkey, glazed ham, grilled chicken, or even a juicy steak. Add a crisp green salad or steamed veggies to balance out the richness.
For storing, let the potatoes cool completely before covering with foil or transferring to an airtight container. They keep well in the refrigerator for up to 4 days. To reheat, warm in a 350°F oven until heated through, or microwave individual portions for quick leftovers. They may even taste better the next day as the flavors deepen.
Frequently Asked Questions
Can I make these scalloped potatoes ahead of time?
Absolutely. Assemble the entire dish, cover it tightly, and refrigerate up to 24 hours in advance. When ready to bake, add an extra 10–15 minutes to the baking time if you’re starting from cold.
What cheese works best besides cheddar?
Gruyère, Monterey Jack, or a sharp white cheddar are all great swaps or additions. You can also mix cheeses for added depth.
Can I freeze Loaded Scalloped Potatoes?
Yes! Once baked and cooled, store portions in freezer-safe containers. They can be frozen for up to 2 months. Thaw overnight in the fridge and reheat in the oven.
How do I keep the sauce from curdling?
Use a blend of heavy cream and milk, and avoid high heat. Stir constantly and remove the sauce from heat once thickened to prevent separation.
Can I make it vegetarian?
Definitely. Just skip the bacon or replace it with a plant-based version. You’ll still get plenty of flavor from the cheesy garlic sauce.
Why are my potatoes still firm?
It’s likely they were sliced too thick or need more time in the oven. Keep the slices around 1/8-inch and test doneness with a fork.
Want More Potato Ideas?
If you loved these loaded scalloped potatoes, there’s a good chance you’ll enjoy these other flavor-packed recipes too:
• Funeral Potatoes for a creamy, cheesy casserole with a crunchy topping.
• Garlic Parmesan Chicken and Potatoes for a full meal that combines your favorite proteins and carbs in one dish.
• Cheesy Broccoli Rice Casserole if you’re looking to sneak in some greens with your comfort food.
• Honey Butter Skillet Corn makes a sweet-savory side that pairs beautifully with potatoes.
• Bacon Egg and Hash Brown Casserole for a breakfast-for-dinner favorite that also uses potatoes.
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Loaded Scalloped Potatoes
- Prep Time: 20 minutes
- Cook Time: 1 hour 10 minutes
- Total Time: 1 hour 30 minutes
- Yield: 8 servings 1x
- Category: Side Dish
- Method: Baking
- Cuisine: American
Description
This ultra-comforting Loaded Scalloped Potatoes recipe layers thinly sliced Yukon Gold or Russet potatoes in a creamy garlic-cheddar sauce, topped with crispy bacon and fresh chives. It’s the perfect side dish for holiday dinners or a cozy family meal, and reheats beautifully for leftovers.
Ingredients
3 pounds Yukon Gold or Russet potatoes, thinly sliced
2 cups heavy cream
1 ½ cups whole milk
2 cups shredded cheddar cheese
2 tablespoons butter
2 tablespoons all-purpose flour
2 cloves garlic, minced
1 teaspoon salt
½ teaspoon black pepper
6 slices bacon, cooked and crumbled
2 tablespoons chopped chives or green onions
Instructions
1. Preheat oven to 375°F (190°C). Grease a 9×13-inch baking dish.
2. Peel and thinly slice the potatoes to about 1/8-inch thickness. Set aside.
3. In a saucepan, melt butter over medium heat. Add garlic and stir for 30 seconds.
4. Whisk in flour to make a roux. Cook for 1 minute.
5. Gradually add milk and cream, whisking until smooth. Simmer until slightly thickened.
6. Remove from heat and stir in shredded cheddar. Add salt and pepper.
7. Layer half the potatoes in the baking dish. Pour half the cheese sauce over them.
8. Repeat with remaining potatoes and cheese sauce.
9. Cover with foil and bake for 35 minutes.
10. Uncover and bake for another 25–30 minutes, until golden and fork-tender.
11. Sprinkle crumbled bacon and chives on top.
12. Return to oven for 5–7 minutes.
13. Let rest 10 minutes before serving.
Notes
Use a mandoline for even potato slices and quicker prep.
Freshly shredded cheese melts better and prevents clumping.
Letting the dish rest helps the sauce thicken and flavors meld.
Nutrition
- Serving Size: 1/8 of recipe
- Calories: 410
- Sugar: 3 g
- Sodium: 520 mg
- Fat: 29 g
- Saturated Fat: 17 g
- Unsaturated Fat: 9 g
- Trans Fat: 0 g
- Carbohydrates: 27 g
- Fiber: 2 g
- Protein: 11 g
- Cholesterol: 90 mg
Keywords: scalloped potatoes, loaded potatoes, cheesy potatoes




